Know Who Can Buy
Before the Call
LeadFi gives your sales team real financial intelligence on every prospect — credit score, income, funding capacity — delivered to their CRM contact record in under 3 seconds via a zero-impact soft pull. Stop guessing. Start routing smarter.
Results seen with LeadFi
*Based on aggregated data reviewed across hundreds of LeadFi user accounts. Individual results may vary.
Every lead looks the same in your CRM. But they're not.
Blind Calls
Your closers walk into every call with zero financial context. They're pitching in the dark — no idea if the prospect can afford $500 or $50,000.
Wasted Capacity
Senior closers burn hours on prospects who will never qualify for financing. Your best people are tied up with your worst-fit leads.
Revenue Left Behind
Financially strong buyers get the same pitch as everyone else. You're underpricing to people who could afford your premium offer.
Three inputs. Full financial picture.
LeadFi uses patented soft-pull technology to return structured financial data directly into your CRM — in under 3 seconds, with no impact to the prospect's credit score.
Submit Basic Info
No SSN. No hard inquiry. Just three fields your CRM already has.
Instant CRM Enrichment
In under 3 seconds, LeadFi returns a full financial health report — credit score, income, available credit, debt ratio, and funding capacity — directly into the lead's contact record in your CRM.
Route Intelligently
Assign prospects to the right closer, the right offer, and the right financing pathway — before anyone picks up the phone.
Real data. Not assumptions.
Every soft pull returns eight structured data points your team can act on immediately.
VantageScore 4.0
Industry-standard credit scoring
Available Credit
Total accessible credit limit
Funding Capacity
Pre-approval potential
Annual Income
Reported yearly earnings
Debt-to-Income
Leverage and capacity ratio
Total Debt
Full reported obligations
Current Address
Verified location data
Age
Demographic context
Match every prospect to the right path.
Financial data powers a tiered routing framework — so your team always knows the optimal offer, closer, and financing strategy.
Financially Strong
Credit 650+ with strong income and low leverage
Route to senior closer. Anchor premium pricing. Position structured BNPL financing confidently.
Finance-Qualified
Score below 650 but income ≥$40K and DTI <50%
Route to financing-structured call. Credit score alone doesn't determine viability — income and leverage matter.
Alternative Path
Lower score, income below $40K, DTI above 50%
Offer in-house payment plan or lower-tier program. Protect approval depth and financing ecosystem health.
Financial intelligence changes the math.
Close Rate Consistency
When closers know financial positioning before the call, confidence increases, offer framing improves, and objections are anticipated instead of reacted to. Financial routing creates consistency in your close rate.
Revenue Per Lead
Match offer size to financial capacity. Premium positioning for strong buyers, structured payments for qualified prospects, alternative paths for everyone else. Revenue per lead increases through intelligent segmentation.
Sales Efficiency
Stop burning senior closers on financially constrained prospects. Route Tier A to your best people, automate Tier C pathways. Increase revenue per closer hour. Efficiency compounds.
Speed-to-Lead
Financially strong prospects get flagged instantly, prioritized for immediate follow-up, and routed to faster scheduling. Speed-to-lead is one of the strongest predictors of conversion.
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Two systems. One revenue engine. LeadFi reveals who is financially qualified. PAYFULL enables the financing infrastructure to close them.
Most sales teams offer financing as an afterthought — a generic payment plan thrown out during the close. That approach leads to declines, mismatched terms, and lost deals. When LeadFi and PAYFULL work together, financing becomes a strategic weapon — not a Hail Mary.
How They Work Together
LeadFi identifies the buyer
Before your team ever picks up the phone, LeadFi has already returned a full financial profile — credit score, income, available credit, funding capacity, and debt-to-income ratio. Your closer knows exactly what this prospect can afford.
The data informs the financing strategy
LeadFi's financial intelligence feeds directly into how PAYFULL structures the payment option. Instead of offering a generic financing plan, your team presents the exact buy-now-pay-later terms that match the prospect's financial capacity — the right monthly payment, the right term length, the right down payment.
PAYFULL closes the gap
PAYFULL is a financing and buy-now-pay-later infrastructure built for high-ticket sales. It gives your prospects flexible payment options at the point of sale — so price is no longer the objection. When powered by LeadFi data, PAYFULL doesn't just offer financing blindly. It presents pre-qualified payment structures tailored to what the buyer can actually handle.
The Intelligence Layer
Determines who can buy, what they can afford, and how much financing capacity they carry — before your closer ever speaks to them.
The Financing Layer
Provides buy-now-pay-later and flexible financing options at the point of sale — with terms pre-aligned to the buyer's real financial profile.
The Result
When financial intelligence meets smart financing infrastructure, every part of the sales process improves.
Stop selling blind.
Give your team the financial intelligence they need before every call. See what LeadFi can do for your revenue.
Get Started with LeadFi